How do I calculate my CPP and OAS pension?

Pension Pal helps you estimate your Canada Pension Plan (CPP) and Old Age Security (OAS) payments based on your age, contributions, and retirement start date.

What is the best RRSP withdrawal strategy in Canada?

Optimizing RRSP vs TFSA withdrawals depends on your marginal tax rate. This tool acts as a retirement calculator to simulate different withdrawal scenarios.

Pension Pal

Free Canadian Pension & Retirement Calculator

Your simple, free retirement helper for Canada. Calculate CPP, OAS, RRSP withdrawals and optimize your pension strategy instantly.

OAS Clawback Calculation

Find your Old Age Security repayment limits

RRSP vs TFSA Strategy

Compare tax benefits for your income level

Common Canadian Retirement Questions

CPP & OAS Calculator

Estimating your Canada Pension Plan (CPP) and Old Age Security (OAS) is crucial. Ask about payment dates, amounts, and deferral strategies.

RRSP Withdrawal Calculator

Plan your Registered Retirement Savings Plan (RRSP) withdrawals to minimize tax. We help you create a sustainable retirement income.

Pension Splitting

Learn how to split eligible pension income with your spouse to lower your household tax bill effectively.

Simple Retirement Helper

A completely free tool for Canadians to navigate the complex world of retirement finances without expensive fees.

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